Money was meant to grow. You knew that from the minute your mother taught you work hard, and save to buy the things you wanted. Not much has changed as an adult with exception that there’s more things than arcade machines to drain your allowance.

Now I’m not telling you to plant a penny in your backyard, and expect a money tree to grow. Penny seeds are investments – A little at the time. You may be weighed down with student loans, bills, and debt now, but not forever if you can help it!

Learning to cut your bills, reduce your debt, find better deals, and manage your money are all part of raising a penny seed. All in hopes that one day you can retire, and quit that crappy job you worked so hard to get!