Tag Archives: credit

Why you shouldn’t ask for a lower credit card interest rate!

While it seems like a good deal you really might be doing yourself more harm than good to get a lower rate. A high interest rate can cost you lots of cash every month, but a lower one might cost you more in the long term. Read more [...]

Applying for a Mortgage Requires Strongest Credit Possible: Credit Repair Works

This is a guest post by J.D. Roberts Whether or not consumers realize it, they each have the power to provide themselves with the best financial options possible, especially when it comes to securing a new mortgage loan. While the market is currently unstable and the American economy could use a boost, consumers have within their power the ability to repair weak credit scores in order to achieve incredible mortgage loan interest rates and options. Since the mortgage crisis started taking hold Read more [...]

How Bad Decisions Affect Your Credit Score

While it seems like the big credit card companies and credit bureaus have a lot of control over your credit history, the truth is that you control your credit score. Your decisions, specifically decisions about how you handle your financial accounts, make your credit score move up or down. Good decisions, like paying your bills on time, help your credit score increase. Bad decisions, on the other hand, hurt your credit score and make it difficult to get credit in the future. Missing just one credit Read more [...]