While it seems like the big credit card companies and credit bureaus have a lot of control over your credit history, the truth is that you control your credit score. Your decisions, specifically decisions about how you handle your financial accounts, make your credit score move up or down. Good decisions, like paying your bills on time, help your credit score increase. Bad decisions, on the other hand, hurt your credit score and make it difficult to get credit in the future.
Missing just one credit
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